"GoHighLevel payments" means two different things, and it's worth separating them up front: what GoHighLevel costs you (the subscription) and how you collect money from your own clients through GoHighLevel (payment processing). This guide covers both — the plans and fees on your side, the processors and payment methods on your clients' side, and which plan you actually need to start taking payments.
The two sides of GoHighLevel payments
Keep these straight and everything else makes sense:
- Your cost — the monthly GoHighLevel subscription, starting at $97/month, plus usage-based charges for things like SMS and email. That's covered in full in our GoHighLevel pricing guide.
- Your clients' payments — the money your customers pay you, collected through invoices, order forms, subscriptions and checkout pages inside GHL. This is payment processing, and it's the main focus below.
What GoHighLevel costs you
Three plans, all billed in US dollars: Starter at $97/month, Unlimited at $297/month, and Agency Pro at $497/month (which unlocks SaaS mode for reselling). There's no permanent free plan, and communication usage (SMS, email, phone) is billed on top of the subscription. For the full breakdown with hidden-cost notes, read the complete pricing guide — or try it first with the extended 30-day free trial.
How to accept payments: the processors
GoHighLevel does not have its own payment processor. Instead, it connects to established ones and runs the checkout, invoicing and subscriptions on top. The processors that connect natively include Stripe, PayPal, NMI, Authorize.net and Square (plus Razorpay in India). Stripe supports the broadest set of payment methods, which is why most agencies start there — but which methods you can use depends on the processor (more on that below).
Outside the US, coverage varies by country. MercadoPago integrates natively across much of Latin America. Gateways not listed in GoHighLevel's supported-provider docs (for example Conekta or PayU) generally aren't native — they connect through a custom integration built on GoHighLevel's Payments API, which is more work to set up. For the step-by-step on connecting each processor, see our payment providers setup guide.
Set up payments free for 30 days
Full platform access. $0 to start — just a ~$1 card-verification hold your bank releases.
Connect your processor free →What you can charge for
Once a processor is connected, GoHighLevel gives you several ways to collect money — though which ones you get depends on the processor. Stripe covers the full set; PayPal and NMI cover a subset (text-to-pay, for example, isn't available on PayPal). The options:
- Invoices and estimates — send a branded invoice, get paid online, and turn an accepted estimate into an invoice.
- Subscriptions — recurring billing for retainers or memberships.
- Order forms and checkout pages — sell a product or service directly from a funnel.
- Text-to-pay — send a payment link over SMS and let the customer pay from their phone.
- Gift cards and coupons — on the commerce side, for stores and promotions.
Because payments live in the same platform as your CRM and workflows, a paid invoice can automatically move a contact through a pipeline or trigger a follow-up — no manual reconciliation.
This is built into GoHighLevel. Try it free for 30 days →
Transaction fees and agency markup
The payment processor charges its standard per-transaction fee (Stripe's card rate, for example). Where GoHighLevel adds its own economics is reselling: on Unlimited ($297) you can rebill usage to clients at cost, and on Agency Pro ($497) SaaS mode you can add a markup and take a cut of your clients' transactions (automated SaaS-mode rebilling runs on Stripe specifically). That's the model that turns an agency from selling services into selling software.
Which plan you need to take payments
Payment collection — invoices, order forms, subscriptions — is available on GoHighLevel's plans starting at $97/month. You only need Agency Pro ($497) if you want SaaS mode to resell the platform and mark up your clients' billing. If you're just collecting money from your own customers, the entry plan is enough to begin.
Set up payments free for 30 days
Full platform access. $0 to start — just a ~$1 card-verification hold your bank releases.
Start taking payments free →Where it fits — and the caveats
GoHighLevel payments are a strong fit when you already run your CRM, funnels and follow-up in GHL — keeping the money in the same place removes a whole category of manual work. The honest caveats: your available processors and methods depend on your country (check that a native processor covers you before you commit), regional gateways beyond MercadoPago usually mean a custom integration, and GoHighLevel is not a replacement for full accounting software — it collects payments, it doesn't do your books.
Frequently asked questions
Does GoHighLevel have its own payment processor?
No. GoHighLevel connects to established processors — Stripe, PayPal, NMI, Authorize.net and Square connect natively (Razorpay in India) — and runs invoicing, subscriptions and checkout on top of them. Stripe supports the broadest set of payment methods.
Can I accept payments in GoHighLevel without Stripe?
Yes. Stripe is the most common choice, but PayPal, NMI, Authorize.net and Square connect natively too, and MercadoPago covers much of Latin America. Note some methods (like text-to-pay) are Stripe-only, and gateways outside the supported list may require a custom integration.
Does GoHighLevel charge transaction fees?
Your payment processor charges its standard per-transaction fee. GoHighLevel's own charges come in when you resell: rebilling at cost on Unlimited, or your own markup in SaaS mode (Agency Pro).
What payment methods can I collect with GoHighLevel?
Through the connected processor you can take card payments via invoices, estimates, subscriptions, order forms and checkout pages, plus text-to-pay links over SMS. Commerce stores can also use gift cards and coupons.
Which GoHighLevel plan do I need to accept payments?
Payment collection starts on the Starter plan at $97/month. You only need Agency Pro ($497) if you want SaaS mode to resell GoHighLevel and mark up your clients' transactions.
Is the GoHighLevel free trial really free?
The 30-day trial through a partner link gives you full platform access with $0 to start — there's a ~$1 card-verification hold (not a subscription charge) that your bank releases. You're only billed if you choose a paid plan after the trial.
Keep learning: all payments & pricing how-tos.